Estate Firearms Handled with Care and Professional Partnership When Maria and Steve from Saint Louis Estate Buyers reached out about a home in the Shaw Neighborhood, they knew there were firearms among the contents. They handle entire estate liquidations, everything from furniture and jewelry to artwork and collectibles, and they call us whenever firearms are involved. That partnership has become something special. Maria and Steve bring professionalism, organization, and a genuine respect for the families they help. Our role is to make sure the firearm side of things is handled with the same level of care and compliance. We met them at the property, reviewed the collection, and provided both Fair Market Value (FMV) and Market Cash Value (MCV) offers. The small but solid group of handguns included: Taurus G2C Springfield XDm Glock 43 Ruger LCP II Glock 22 Everything was made fully legal and documented through our FFL process, ensuring every transfer met ATF requirements. The sellers were happy, the estate team could continue their work smoothly, and another collaboration wrapped up exactly how it should, seamless, compliant, and professional from start to finish. About the Partnership Working with Saint Louis Estate Buyers  allows families and executors to address entire estates with one coordinated effort. Maria and Steve handle the big picture, full contents, appraisals, and sales, while MDRF ensures that every firearm in those homes is safely appraised, documented, and transferred. It’s a partnership built on trust and mutual respect. They bring the estate expertise; we bring the firearm compliance and experience. Together, we help families navigate complex estates with confidence and care. Shaw Neighborhood Estate Handgun Collection

If you need to sell a firearm in the St. Louis area, the options can feel overwhelming. Some places promise convenience. Others claim to pay the most. And when estates or inherited firearms enter the picture, the process gets even more complicated. After more than a decade as a federally licensed firearms dealer and certified appraiser, we have seen how each category performs in the real world. Below is our 2025 expert review of the most common places to sell guns in St. Louis, what you can expect from each, and how to avoid the mistakes that cost families time and money. Best Places to Sell Guns in Saint Louis 2025 1. Pawn Shops Pawn shops are usually the first place people consider because they are fast and always buying. Pros Quick payout No appointment required Good for non-collectible, lower value firearms Cons Usually the lowest offers in the market Values rarely reflect condition, edition, or true collector demand Limited knowledge about vintage, specialty, or estate firearms No written valuation or documentation My Recommendation If you need immediate cash and the firearm is a low-value piece, a pawn shop can work. For anything collectible, vintage, or part of an estate, you will lose significant value. 2. Indoor Ranges Local ranges often buy or consign firearms. Pros Staff understand modern pistols and rifles Fair prices for common modern firearms Simple process Cons Not ideal for estate collections or vintage guns Limited interest in older shotguns, hunting rifles, or odd calibers No formal appraisal or documentation My Recommendation Ranges are good options for selling a single, modern, mainstream firearm. They typically avoid rare, unusual, or multi firearm estates. 3. Gun Stores Gun shops vary widely in what they buy and what they pay. Pros Licensed FFL transfer process More knowledgeable about models and variants Safer than private sales or Craigslist type transactions Cons Many shops only offer buyouts far below market value Limited interest in large collections No valuation report for probate, insurance, or estate documentation My Recommendation Use a reputable gun store if you have one or two common firearms and you want a safe, legal sale. For anything involving estates, documentation, or value accuracy, a standard gun store is usually not enough. 4. Online Firearm Auctions GunBroker, Rock Island Online, Proxibid, and HiBid are popular. Pros National buyer exposure Good for rare or high demand firearms You may get top dollar Cons Shipping requirements Payment delays Fees can take 10 to 20 percent Risk of returns or disputes Estates often cannot wait for long auction cycles You still need an FFL to transfer the buyer My Recommendation Auctions are powerful tools when used correctly, but they are not always practical. They take time, require proper descriptions, and need high-quality condition grading to avoid disputes. Many families underestimate the workload. Ways to Sell Infographic Why MDRF Enterprises Is the Safest and Most Accurate Option For families, executors, attorneys, fiduciaries, and anyone selling guns in St. Louis, we built MDRF to solve the gaps we kept seeing in every other option. Below is how we help depending on your situation. A. Private Sales (Safe and Legal) Private firearm sales in Missouri are legal, but the risk is high when you do it alone. Our job is to manage the legal transfer, document the acquisition, and ensure the firearm is handled correctly for the next owner. What You Get Fully licensed transfer Safe, confidential process Quick offer with comps No public listing or exposure B. Estate Firearm Collections Estate work is where most sellers make costly mistakes. Firearms need to be documented, valued, and transferred according to federal rules. What You Get On-site valuation and inventory PPGS photo grading Written documentation for probate Marketable Cash Value and Fair Market Value numbers Same-day removal when needed C. Confidential Sales Some clients do not want neighbors, family, or the public to know they are selling firearms. Privacy matters. What You Get No advertising No auctions Private appointment Direct purchase No identifying data shared outside legal requirements D. Professional Valuations and Appraisal Reports As a certified firearms appraiser trained under USPAP standards, we provide valuations that hold up in court, probate, or insurance reviews. What You Get Condition grading using PPGS Three comps per firearm Written report Digital asset folder Documentation for estates, fiduciaries, attorneys, and families Final Recommendation If you have a low value modern firearm and want fast cash, a pawn shop or range will get the job done. If you have a collectible, vintage, or estate firearm, or if accuracy and documentation matter, MDRF Enterprises remains the safest and most professional option in the St. Louis area. If you are ready for a valuation, a buyout, or an estate review, We can help. Our shop is located at 6414A Hampton Ave in South St. Louis. Contact Us Today | Request a Free Appraisal 📞 Call us 📍 Or visit us at: 6414A Hampton Ave, Suite #11, Saint Louis, MO 63109 📩 Email

Town and Country Estate Rifle Pickup: Helping a Family After a Sudden Loss When a family in Town and Country reached out to us recently, the circumstances were heartbreaking. A woman had just lost her husband unexpectedly. There were no children to help her sort through the paperwork, personal belongings, and difficult decisions that follow a sudden passing. Her brother stepped in to help, taking on everything from insurance forms to household tasks, and eventually the firearms in the home. He had no interest in keeping the guns, and his sister felt the same. They simply wanted a legal, straightforward way to handle the rifles and move forward without stress. So he searched online for a licensed dealer in Saint Louis who works with estates. That search led him to MDRF Enterprises. A Simple Conversation and a Clear Plan He called first, then sent pictures by text. We walked him through our process, explained how estate firearm purchases work, and gave him a fair estimate based on the condition and models he shared. Everything was transparent. No pressure. No surprises. The next day, he brought the firearms to our office on Hampton Avenue. We reviewed each one, confirmed the details, and completed the evaluation exactly as discussed. The prices matched the estimates we provided over the phone and by text. Most importantly, we made the check directly out to his sister , ensuring the proceeds went exactly where they needed to go to help with expenses. The Rifles We Purchased The collection included six classic and well-loved rifles: Winchester Model 94 Marlin Model 336 Remington Apache 77 Winchester Model 70 Remington 870 Wingmaster Remington Model 1100 Each rifle was inspected, documented, and purchased legally through our licensed process. He left relieved, grateful, and confident that his sister was treated with respect and fairness during a difficult time. That is exactly why we do this work. Why Families in Town and Country Call Us When a loved one passes, families often feel overwhelmed by the responsibilities left behind. Firearms add another layer because of both the emotional weight and the legal requirements. Our goal with every estate visit is simple: Make the process safe, legal, fair, and as easy as possible. We handle appraisals, purchases, transfers, and documentation so families can focus on what matters most. If you live in Town and Country or the surrounding area and need help with firearms in an estate, we are here to guide you through every step with clarity and respect. Town and Country Estate Rifles

Estate attorneys and fiduciaries often believe firearm identification is a simple process. You locate the serial number, you document it for probate, and you proceed with distribution or sale. For domestic firearms, that process usually works . Imported firearms are different. They often carry two legally significant serial numbers, and if one of those numbers is defaced, the entire firearm becomes federal contraband. We recently handled exactly this situation on behalf of an Illinois attorney managing an estate. The family wanted a Romanian Draco pistol transferred to an out of state heir. Before any interstate transfer, we complete a full inspection that includes identifying every serial number, importer mark, and receiver engraving. That inspection prevented a serious federal violation. AK Draco Pistol Matching Factory Serial Numbers Looked Perfectly Fine The Draco appeared correct on initial review. The Romanian factory serial number, 2896, was consistent across the parts where the Romanian - Cugir Arms Factory typically stamps matching numbers: Trunnion Bolt carrier Gas tube Dust cover For estate documentation purposes, this normally provides clear identification . Matching factory numbers also confirm the firearm is not a parts kit assembled later. That was the good news. Consistent Draco Manufacturer Serial Numbers The bad news came next. Imported Firearms Have a Second Serial Number Under federal law, importers like Century Arms (CAI) must apply their own serial number to the receiver of imported firearms. This number carries the same legal weight as the original factory number. In this case, the importer-applied serial should have been: DC-2896-10 This number is the one CAI used for compliance records and is the legally recognized identifier for the firearm within the United States. The Importer Serial Number Was Defaced Where the CAI serial number was supposed to be, we found visible evidence of intentional removal. The receiver showed scraping and grinding marks that had obliterated the importer number. The original trunnion number remained intact, but that does not fix the problem. Once the importer serial is altered, the firearm changes legal status under federal law. Defaced CAI Importer Serial Number Federal Law Is Clear on Altered Serial Numbers Under 18 U.S.C. § 922(k): It is unlawful for any person to ship, transport, receive, or possess a firearm with the importer’s or manufacturer’s serial number removed, obliterated, or altered. It does not matter: That the original Romanian number was untouched That the family did not cause the damage That the heir had no knowledge of the issue That the firearm came through an estate rather than a private sale When the importer serial number is defaced, the firearm becomes non-transferable contraband . It cannot be shipped. It cannot be sold. It cannot be distributed to an heir. Even a licensed dealer cannot repair or remark it. Only the original manufacturer or importer can legally remark a serial number, and that option is not realistic in estate situations. The attorney and the heir avoided a federal violation because MDRF caught the issue before any transfer occurred. Why Attorneys and Fiduciaries Miss This Problem Most people look at only one serial number. On imported firearms like AK pistols and rifles, there are several areas to check, including: Factory serials on internal components Importer serial on the receiver Compliance marks Caliber engravings Serial duplicates on bolt and carrier assemblies If any required serial is altered or unreadable, the entire firearm is prohibited from transfer. This is a detail that attorneys, fiduciaries, and estate buyers rarely catch, and it is one reason why estate firearm handling requires trained inspection rather than simple visual matching. How the Estate Resolved the Draco Issue Since the importer serial was defaced, the Draco could not be transferred to the heir. Following standard procedure, the firearm was routed through the appropriate legal channels to ensure compliance with federal law. The attorney received complete documentation so the estate file clearly reflected why the firearm could not be part of the probate distribution. The heir was protected. The attorney was protected. The estate remained compliant. This is exactly the type of issue that MDRF exists to prevent. What Estate Attorneys Should Do When Handling Imported Firearms Here are the steps that protect clients and prevent accidental violations: 1. Never assume that one serial number is enough Imported firearms may have two or more legally binding serial markings. 2. Ensure each number is completely intact Scratches, grinding, or partially readable characters are all red flags. 3. Document every marking This includes factory serials, importer serials, receiver engravings, and component numbers. 4. Stop immediately if anything looks altered Do not ship it. Do not move it. Do not hand it to an heir. 5. Bring in an FFL who specializes in estate firearms MDRF can inspect, document, advise , and provide a legally compliant path forward. Final Thoughts for Attorneys and Fiduciaries A defaced importer serial number is something many professionals may never encounter, but when it occurs, the stakes are significant. A routine transfer can turn into a federal offense without the right inspection and guidance. This case demonstrates why estates benefit from working with a licensed dealer who understands the full range of compliance requirements. If you manage an estate that includes firearms , especially imports, We can help you identify risks early and ensure every step of the process remains legally sound. Ready to Get Started? Whether you have one firearm or a full estate, we make selling, transferring, or appraising simple, legal, and secure. ​ Serving Saint Louis City, Saint Louis County, and the surrounding Metro area 📍  visit us at: 6414A Hampton Ave, Suite #11, Saint Louis, MO 63109 📞 Call us  📩 Email 🕘 Open Monday through Friday, 9:00 AM to 3:00 PM 👉 Request a Free Consultation

Fair Market Value, Marketable Cash Value, and Appraised Value When families, executors, or fiduciaries begin sorting through an estate, one of the first questions they ask about firearms is simple: what are they worth? The challenge is that “value” is not a single number. Firearms can carry three very different values depending on the purpose and the standard being applied. If you want to file an accurate probate inventory, avoid disputes among heirs, or make the right decision about liquidation, you need the correct definition for the task in front of you. Below is the framework I use for every MDRF appraisal assignment. These distinctions come straight from professional appraisal practice, the Uniform Standards of Professional Appraisal Practice (USPAP), and the way the real market behaves. Understanding the differences will help you make informed decisions that stand up in court, satisfy beneficiaries, and protect the integrity of the estate. Estate Gun Appraisals in St. Louis: What You Need to Know How to understand firearm value in estates and why the correct valuation standard matters. Fair Market Value: What a Willing Buyer and Willing Seller Agree On Fair Market Value (FMV) is the standard used by courts, the IRS, and most professional appraisal assignments. FMV represents the price a willing buyer would pay and a willing seller would accept when neither party is under any pressure. Both sides understand the facts, the condition of the firearm, and the typical market. This is the value used in: Probate inventories and legal filings IRS Form 706 for estate tax Insurance coverage adjustments Equal distribution among heirs FMV reflects retail-level pricing supported by comparable sales . To determine it, I reference: Recent auction results from Rock Island, Morphy, GunBroker and similar markets Condition grading using PPGS Manufacturer variants, rarity, and local demand FMV is not the same as a quick-sale price. It is the number that represents fair, knowledgeable, normal market behavior. Marketable Cash Value: The Real-World Liquidation Price Marketable Cash Value (MCV) is what you can convert the firearm into today if you want cash without delay, without listing it, and without accepting risk. It is the walk-away number. Families choose MCV when they want to remove firearms quickly, finalize an estate without additional work, or avoid the risks of selling to the general public. MCV is always lower than FMV because it reflects: Time required for resale Federal compliance costs Storage, insurance, and risk Market fluctuation Cleaning and inspection Listing fees and credit card fees The easiest example is the used car model. A dealer buys below retail because they assume the resale risk. Firearms work the same way. A licensed FFL or estate-buying specialist carries the responsibility to resell, comply with federal law, and handle the entire process. MCV is the cash value that accounts for these realities. Families often choose MCV when they want a fast, compliant solution or when an executor needs to simplify the entire asset list. Appraised Value: A Documented and Defendable Professional Opinion Appraised Value is not simply what something is “worth.” It is a formal document prepared by a qualified appraiser using verifiable data, professional methodology, and a recognized grading standard. Appraised Value is used in: Legal proceedings Insurance policies Trust documentation Disputes or contested estates High-value collections USPAP-compliant work for fiduciaries An appraised value assignment often uses FMV as the required definition, unless the attorney, trust officer, or insurance carrier needs a different standard such as Replacement Value or Liquidation Value. A formal appraisal includes identification of the firearm, PPGS condition grading, valuation methodology, comparable sales, photographs, and a digitally signed certification. This is why attorneys, accountants, and fiduciaries often choose an appraisal even when the family only plans to sell. It removes uncertainty, manages risk, and documents the asset in a way courts recognize. How the Three Values Work Together It helps to think of these three numbers as tools. Each serves a purpose. Fair Market Value  is the standard for courts and the IRS. Marketable Cash Value  is the practical, immediate cash number. Appraised Value  is the defensible, documented opinion that supports legal and professional decisions. Firearms in a Trust: What Every Bank Trust Officer Should Know Families sometimes assume all three numbers should match. They rarely do. The correct value depends entirely on the goal, the level of documentation required, and the legal environment surrounding the estate. A simple visual showing how Fair Market Value, Marketable Cash Value, and Appraised Value each serve a different purpose in estate firearm decisions. Why This Matters for Estate Work in Missouri Firearms in estates require careful handling. A misapplied valuation standard can cause: Incorrect probate filings Unequal heir distributions Undervalued insurance coverage Missed opportunities to maximize value Legal exposure for executors or trustees By using the appropriate value type and documenting it correctly, you protect the estate, the fiduciaries, and the beneficiaries. This is the foundation of every professional engagement I handle at MDRF. Whether the assignment is a single heirloom revolver or an entire collection, the goal is simple: deliver an accurate, legally sound value that supports the estate’s needs. A Final Thought When firearms enter probate or a professional estate process, value is never one number. The right valuation standard keeps everyone aligned and prevents mistakes. If you are helping a family, acting as an executor, or managing a trust, I can help you determine the correct valuation framework for your situation and provide the documentation you need for a compliant and clean estate file. Contact Us Today | Request a Free Appraisal 📞  Call us 📍  Or visit us at: 6414A Hampton Ave, Suite #11 , Saint Louis, MO 63109 📩  Email

When families in Missouri sort through an estate, they often find a few firearms tucked away in a safe or closet. The first thought is usually, “Let’s just sell them at the estate sale.”  It seems simple, until it isn’t. Selling firearms from an estate without understanding the rules can create serious legal, financial, and documentation problems. What looks like an easy sale can turn into lost value, invalid probate filings, or even federal exposure if done incorrectly. Below, I break down the most common pitfalls of DIY estate gun sales in Missouri and show how to protect your family, your client, and the estate’s integrity. The Hidden Costs of DYI Estate Gun Sales in MO Common Pitfalls 1. The DIY Temptation Estate sales are built on convenience. Non-licensed sellers often list household goods, tools, and even firearms “on behalf of the family.” Most mean well, but firearms aren’t furniture, they’re regulated assets that require documentation and care. Without an FFL or certified appraiser involved, sellers can’t confirm a buyer’s eligibility, track serial numbers, or create the records probate courts rely on. What starts as a quick transaction can later raise questions like, “Where did that gun go?”  or “Was this sale even legal?” 2. Legal Risks Hiding in Plain Sight Missouri law allows private firearm sales in many cases, but federal law still applies . Selling a gun across state lines, to a prohibited person, or without a traceable record can expose both the estate and the executor to risk. Executors have a fiduciary duty to manage assets responsibly. If a firearm later surfaces in a crime or theft trace, an unrecorded sale can pull the estate, and the family, into a preventable mess. For NFA items such as short-barreled rifles or suppressors, the danger is even higher. A simple misunderstanding about registration or Form 4 transfers can lead to felony level violations, even when the seller had no ill intent. 3. The Financial Cost of Guesswork DIY sellers often underestimate the value of firearms, especially older or collectible models. Without a certified appraisal, estates routinely leave money on the table. I’ve seen families sell heirlooms at a fraction of their worth simply because they compared prices to online classifieds or pawn offers. A proper appraisal based on Blue Book of Gun Values and Photo Percentage Grading System (PPGS) standards often reveals a 30–50% difference in fair market value. Probate courts also require defensible numbers. A written offer or certified appraisal isn’t just paperwork, it’s proof of due diligence. 4. The Hidden Time Drain Executors already juggle paperwork, deadlines, and family expectations. Adding “firearm seller” to that list rarely goes smoothly. DIY sales mean vetting buyers, fielding calls, packaging shipments, and learning transfer laws on the fly. Licensed dealers and appraisers streamline that process. They handle the ATF forms, background checks, shipping, and records, so the executor can focus on settling the estate rather than managing firearm logistics. 5. Estate-Sale Guns: A Gray Area Worth Respecting It’s common to see firearms listed in local estate sales or weekend auctions by non-licensed sellers “helping the family.” That practice sits in a legal gray area. Selling on behalf of another person, especially when you’re handling multiple firearms or setting prices, can look a lot like engaging in the business of firearm sales without a license , something the ATF takes seriously. Beyond legal exposure, there’s practical risk. Without background checks, a sale could go to a prohibited buyer. Without a written transfer record, the estate loses traceability. Without an appraisal, the heirs lose value. Before any estate sale company lists firearms, they should partner with a local FFL. It keeps everyone compliant and documented, and it prevents simple oversights from becoming headlines. 6. The Safer, Smarter Alternative Working with a licensed dealer or certified firearms appraiser eliminates most of these problems. At MDRF Enterprises, we: Provide certified USPAP-aligned appraisals  accepted by Missouri probate courts. Handle ATF-compliant transfers  with full documentation. Offer written purchase offers  that show comparable market values. Manage in-home inventories  discreetly and professionally. The result: families get a fair, defensible outcome, and the executor can close the file knowing everything was handled legally and transparently. Word from Drew The “easy way” of selling guns from an estate often ends up being the most expensive path. Legal exposure, undervalued sales, and missing documentation can cost far more than a professional appraisal or dealer transfer. If you’re handling an estate or working with a client who discovered firearms, start with an appraisal. It protects everyone involved and ensures those firearms are transferred, documented, and valued the right way. Contact Us Today | Request a Free Appraisal 📞 Call us 📍 Or visit us at: 6414A Hampton Ave, Suite #11, Saint Louis, MO 63109 📩 Email (This article is for general educational purposes and not legal advice. For specific legal questions, consult an attorney.)

The Backstory: A Legal Sale at First A few years ago, a customer purchased an Auto-Ordnance Thompson from MDRF Enterprises. Everything was by the book: ATF Form 4473 completed, identification verified, and the firearm transferred through our Federal Firearms License (FFL). The buyer was a World War II enthusiast who had admired the Thompson for years. Thompson About a year later, he decided to sell it privately. He sold the Thompson to someone he knew from his neighborhood barber shop. The buyer seemed trustworthy, shared his WWII interest, and lived locally. They agreed on a cash price. No paperwork. No background check. No licensed transfer. A Federal Firearms License (FFL)  allows licensed dealers to legally transfer, sell, or consign firearms while complying with all ATF background checks and paperwork requirements. The original sale went through our FFL. The second one did not. As a Federal Firearms License (FFL) holder, MDRF Enterprises follows strict ATF requirements for transfers, sales, and consignments. The first sale went through our FFL. The second one did not. When Things Fall Apart At first, the new owner kept the Thompson as a display piece. But life unraveled. He lost his job, fell into addiction, and began trading off his possessions. The Thompson was one of the first things to go. Eventually, the gun surfaced at a crime scene. It wasn’t used in the crime, but it was present. That was enough for federal agents to initiate a firearm trace request. A firearm trace request  is an official inquiry by the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) to identify the history of a gun found at a crime scene. Traces typically begin with the original sale and follow the chain of custody through licensed dealers and private owners. FFL Transfer Paperwork “Selling a gun legally doesn’t erase your name from the story. The trace can still lead back to you.” What Happens During a Trace A firearm trace request is an official inquiry by the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) to identify the history of a gun found at a crime scene. Traces start with the original FFL sale and follow the chain of custody. In this case, the serial number matched our records. We pulled the Form 4473, confirmed the buyer’s information, and submitted the paperwork as required. For us, the process ended there. For our customer, it didn’t. Why Private Gun Sales Come Back to Haunt You The ATF showed up at his door. He had no paperwork to prove he no longer owned the Thompson. He wasn’t charged, but he was questioned, documented, and shaken. Under Missouri law, private firearm sales are legal. But when you sell without a background check or transfer record, your name stays tied to that gun. If it’s ever misused, stolen, or linked to a crime, the ATF will still come knocking. The Risks of Private Sales: No background check means you could be seen as responsible. No transfer record leaves you exposed to legal or civil risk. The original seller can be investigated or flagged. Ignorance of federal law is not a defense. What I Tell Every Gun Owner Now If you want to sell a firearm, use a licensed dealer. We log every transfer, run background checks, and give you legal protection a private sale cannot provide. Without that documentation, your name stays attached in every traceable database. The person you trust today could be in trouble tomorrow. If that gun turns up in the wrong place, you may still be the one the ATF contacts. If You’re Not Sure What to Do with a Firearm Whether you inherited a gun, are downsizing a collection, or need to remove firearms from an estate, MDRF Enterprises can help. We handle legal firearm transfers in Missouri and provide discreet, compliant service throughout the Saint Louis area. 👉 Learn more about selling or transferring firearms legally . We’ve also answered more of these questions in our Estate Firearm FAQ for Professionals , including key guidance for attorneys, fiduciaries, and liquidators who want to avoid costly compliance mistakes. 🔚 Final Word This story comes straight from the Gun Desk. —Drew McDermott Owner, MDRF Enterprises www.mdrfenterprises.com

Clear Rules, Murky Waters and a Better Way Forward You’d be surprised how often this happens: an estate liquidator calls us halfway through a home setup because they “just found a couple long guns in the back closet.” Or they call after the sale, when a buyer is asking for paperwork. Either way, the moment is always the same, that pivot from “this is just another job” to “wait, are we even allowed to sell these?” Firearms in estate sales aren’t rare. But what is rare? Clear understanding of the laws involved. Let’s talk about where the rules are clear, where they get muddy, and how we help estate buyers and liquidators navigate it all, safely, legally, and without drama. What the Law Says (and Doesn’t Say) ✅ CLEAR: If you’re the executor of an estate, you can sell or transfer firearms, as long as you follow state and federal laws. Estate-type auctions , where the executor retains possession and uses an auctioneer as an agent, do not require an FFL (per ATF Ruling 96-2). You must not transfer a firearm to someone prohibited from owning one. full stop. The Law ⚠️ AMBIGUOUS: Here’s where it gets tricky. Under federal law, if you are “ engaged in the business ” of dealing in firearms , you need a Federal Firearms License (FFL). But what does that mean? “Engaged in the business” is defined by the ATF as someone who devotes time, attention, and labor to dealing in firearms as a regular course of trade or business . even if they don’t take title to the guns. (ATF Ruling 96-2, 18 U.S.C. § 921) Sounds simple. But what if you’re not running a business, just clearing out an estate with five guns? What if you’re an estate buyer who bought the house and contents together, and now you’re sitting on a couple of old rifles? Is that “engaged in the business”? Depends who’s asking. Even professionals get caught in this gray zone. We’ve seen people think selling one or two firearms a year is “safe,” only to be surprised when it creates a compliance issue. “Bought the House, Got the Guns?” This one comes up more than you’d think. Let’s say you’re an estate buyer or investor. You buy a property, maybe at auction, maybe in a handshake deal, and it comes with “ everything inside .” You flip furniture, scrap appliances, and maybe even resell tools or collectibles. But if that “everything” includes firearms, you’re in a different legal category. At that point, you’re no longer selling firearms as an agent of the estate , you own them. That means if you sell them without going through a licensed FFL , you might be engaging in unlicensed dealing, especially if it’s more than a one off event. We’ve helped folks in exactly that spot. They weren’t looking to break any laws, they just didn’t realize that a forgotten .30-30 under the bed carries a different set of rules than a bedroom set or toolbox. A from an Estate Sale Real Example: “The Storage Unit Surprise” Not long ago, a liquidator contacted us about a South County storage unit sale . They’d been hired to clear it out, a basic estate liquidation job. Halfway through, they opened a locked crate: three rifles, a couple pistols, and two cans of ammo. No paperwork. No idea whose they were. They could’ve guessed and moved on, instead, they called us. We showed up the next morning, did an inventory, verified serials, and helped determine what could be sold and how. The liquidator got paid, the heirs got value, and nobody ended up in a bind. You’re Not a Gun Dealer and That’s Okay Most estate sellers and buyers aren’t “gun people.” And they don’t want to be. You’re not looking to become an FFL, and you definitely don’t want to land in a federal gray area over a forgotten revolver in a sock drawer. That’s why we’re here. The Bottom Line: Why It’s Worth Calling MDRF First At MDRF Enterprises, we work with estate buyers, liquidators, and auctioneers across Greater Saint Louis to make firearm handling legal, simple, and discreet . Whether you’re facing a single handgun or a 40 rifle collection, we take the uncertainty out of the picture. As a licensed FFL, we: Conduct on-site pickups (you don’t move a thing) Offer appraisals, consignment, or cash offers Handle paperwork and background checks Protect you and your clients from unintentional violations Final Thought: Don’t Guess You’re good at what you do. So are we. If you find firearms in an estate, home, or storage unit, or if you’re not sure what to do with one you already have, give us a call. It’s not just about following the law. It’s about doing right by your clients, your business, and your peace of mind. Visit our dedicated estate buyer page for services tailored to professionals. “If you're unsure whether a sale requires FFL involvement, consult our legal firearm FAQ .” By: Drew Gun Buyer | St. Louis, MO | MDRF Enterprises https://www.mdrfenterprises.com

When a trust or estate crosses your desk, odds are it’s packed with the usual suspects, real estate, financial accounts, maybe a classic car or two. But occasionally, something less familiar turns up: firearms . Whether it’s a hunting rifle in the closet or a full gun collection in a safe deposit box, this category of asset brings unique challenge, and risks, that every trust officer should be aware of. Over the past twelve years working with estate professionals throughout Saint Louis, I’ve seen firsthand how often firearms end up in limbo. The laws are complex, families are often unsure of what to do, and institutions understandably want to avoid liability. So let’s walk through the essentials, including some practical options that protect your institution, fulfill fiduciary duties, and keep the process smooth for the beneficiaries. Estate Plan Understanding the Basics: Firearms as Trust Property Firearms are legally considered personal property, but they don’t behave like your typical baseball card or art collection. Unlike most assets, they’re heavily regulated at both the state  and federal  level, especially if the firearm in question falls under the National Firearms Act (NFA), such as a suppressor or short-barreled rifle. In Missouri, it’s legal to include firearms in a trust, but how those firearms are stored, transferred, or liquidated  can trigger criminal or civil issues if not handled correctly. Even well meaning heirs or trustees can run afoul of the law without realizing it. As a trust officer, your institution is held to a higher standard, acting improperly or overlooking state and federal firearms regulations could expose you to liability . That’s why even simple decisions (like who’s removing guns from a residence or how they’re valued) require careful thought and documentation. Common Situations That Raise Red Flags We often assist banks and trust departments with one of these common scenarios: Unregistered or undocumented firearms : The deceased may not have kept thorough records. If serial numbers are missing, or the family doesn’t know what’s in the safe, you need expert assistance. Inherited firearms crossing state lines : Federal law makes an exception for firearms passed on through inheritance . If the firearm is transferred to a beneficiary by will or intestate succession, it does not  need to go through an FFL, even if the heir lives in another state. However, the recipient must be legally permitted to own firearms in their home state, and it’s wise to document the transfer clearly. For anything outside inheritance, like gifts or sales across state lines, federal law does  require the involvement of an FFL. Shipping: The problem we have seen arrives when finding a common carrier (USPS, FedEx, UPS) to handle the items in question. There are many restrictions on Unlicensed persons shipping firearms (see our FAQ for details) Unknown legal status : Occasionally, a trust may hold restricted items like an NFA regulated firearm . These require additional tax documentation, registration, and ATF approval, none of which a layperson may have handled properly. Desire to liquidate the firearms : If the trust allows for asset liquidation, selling firearms must still be done through a federally licensed dealer (FFL) . Private sales from a trust without FFL involvement can be illegal in many cases. The Valuation Challenge Appraising firearms correctly is another area where trust officers often seek guidance. Values vary wildly based on make, model, condition, and market trends . Some older firearms may hold sentimental value but little market worth. Others, like early Colt revolvers or pre ban rifles, may command thousands. We recommend getting a professional firearms appraisal , both for accurate asset distribution and to ensure proper insurance documentation if the firearms remain in the trust. Rifles on a Table Safe Removal and Storage Another major concern is what happens when a firearm is found at a decedent’s property. Who is allowed to touch it? Where should it be stored? We’ve responded to many calls where banks or trust departments were unsure how to even begin the removal process, especially when the property is unsecured or multiple heirs are involved. As an FFL, MDRF Enterprises provides secure, legal removal and storage  of firearms from private residences, safes, and storage units. We document everything, ensure chain of custody, and keep the trust fully informed during the process. Working with a Licensed FFL Partner When firearms show up in a trust, the safest move is to involve a licensed firearms dealer (FFL) , ideally one with estate experience. We don’t just buy and sell guns; we handle the compliance, paperwork, valuations, and transfer logistics that keep everything above board. Our role is to support professionals like you, quietly and efficiently. Whether the trust intends to distribute firearms to beneficiaries or liquidate them entirely, we ensure the process is legal, traceable, and fully documented . Final Thoughts Firearms in a trust don’t have to be a headache. With the right protocols, and the right partner, you can protect your institution, serve your clients, and fulfill your fiduciary responsibilities with confidence. If you’re working on a case involving firearms, or want to prepare your team for the next time one comes across your desk, we’re here to help. Contact Us for a Discreet Consultation MDRF Enterprises is a licensed FFL serving Saint Louis and surrounding counties. We’ve worked with trust departments, probate professionals, and families for over a decade. If you have questions about firearms in a trust , or need help with secure removal, appraisal, or legal transfer, reach out today . We’ll handle it legally, respectfully, and discreetly. By: Drew Gun Buyer | St. Louis, MO | MDRF Enterprises https://www.mdrfenterprises.com

When someone passes away or liquidates an estate, the presence of a few old rifles or a box of handguns in the back of a closet isn’t uncommon. But here's the thing, firearms can’t be handled like furniture or jewelry. Unlike other personal property, selling or transferring a gun, even privately, comes with a unique legal framework that deserves careful attention. “When firearms are part of the estate, it’s not just personal property—it’s a legal responsibility. Whether you’re an estate attorney, funeral director, bank trust officer, or estate buyer , understanding the rules around private sales is crucial. It’s not just about compliance, it’s about protecting your clients, your organization, and your own reputation from unintended consequences. Let’s break it down. What the Law Says About Private Sellers and Inherited Firearms Federal law allows unlicensed individuals , meaning everyday citizens, not dealers, to transfer firearms to other residents within their own state , so long as they have no reason to believe  the recipient is legally prohibited from possessing a firearm. However, transferring a firearm across state lines without going through a licensed dealer (FFL) is generally prohibited , even if it's a gift or part of a sale. The exception? Inheritance. If a firearm is passed to a beneficiary by will or through intestate succession , it does not need to go through an FFL , even if the recipient lives in a different state. That means executors can legally transfer standard firearms to out of state heirs , as long as the heir is legally eligible to possess firearms  in their home state. But there's an important distinction: This exception does not apply to NFA-regulated firearms , such as machine guns, suppressors, short-barreled rifles (SBRs), and destructive devices. According to ATF guidance, these firearms are subject to strict transfer and registration procedures , even when inherited. The executor must: Apply for a tax-exempt transfer  using ATF Form 5 Ensure the heir submits fingerprints and background information Confirm the heir is not prohibited  from possessing the item under federal, state, or local law Complete the transfer before probate closes Unregistered NFA firearms in an estate are considered contraband  and must be surrendered to the ATF , they cannot  be registered retroactively, even by a lawful heir. Why Licensed Facilitation Matters The ATF’s 2024 guide for FFLs  outlines exactly how we can assist in these situations: We handle the paperwork .  Buyers complete the ATF Form 4473, we run a background check, and we record the acquisition and disposition in our A&D log. We verify eligibility.  If NICS returns a “denied” result, the transfer stops. If delayed, we wait the federally mandated period before proceeding. We reduce risk.  Firearms transferred through our FFL are traceable, documented, and legally compliant. That’s peace of mind for you and your clients. This process isn’t mandatory under federal law, but it is strongly encouraged , especially in professional settings. It helps protect against firearms ending up in the wrong hands, and it supports law enforcement in case the weapon is ever used in a crime. Why This Matters for Our Professional Partners Estate Attorneys: When representing a family, you don’t want questions about gun transfers disrupting probate. An illegal transfer , even one made with good intentions, can derail everything. Sending firearms through a licensed dealer ensures the estate complies with both state and federal law  and avoids any liability. Funeral Directors: Many times, you’re the first to spot firearms in the home, especially when grieving families are overwhelmed. Referring those families to a licensed FFL like MDRF Enterprises helps them avoid mishandled handoffs or unlawful transfers at a vulnerable time. Bank Trust Officers: Handling a trust that includes firearms means added responsibility. A trust department that disposes of firearms improperly could face scrutiny or even legal action. We provide detailed appraisals, secure removals, and full compliance with ATF regulations, so you don’t have to take on that burden. Estate Buyers & Liquidators: You might be buying out household contents, but when it comes to guns, it’s not enough to treat them like antiques or tools. Selling them “as-is” without going through an FFL opens the door to legal risk . We can appraise, remove, and legally purchase entire collections with full documentation, right on site. Practical Tips for Professionals Never allow an out-of-state transfer without going through an FFL , unless it qualifies as a lawful inheritance. Identify NFA items early .  If there’s a suppressor, short-barreled rifle, or machine gun in the estate, it must follow the NFA transfer process. Encourage documentation.  Even if a private seller isn’t required to keep records, it’s good practice to list serial numbers, conditions, and transfer details. Use us as a resource.  MDRF Enterprises is here to handle secure removals, background checks, ATF paperwork, and legal transfers so you and your clients are never exposed to unnecessary risk. Final Word Private firearm sales might be legal, but they’re not always simple, and they’re rarely risk-free. For professionals working with estates, trusts, and families, the safest route is a licensed one. Quick reference for estate professionals: Know when you can transfer a firearm and when to call in an FFL At MDRF Enterprises , we’ve been helping Saint Louis families, attorneys, and institutions navigate this exact terrain for over 12 years. We’re licensed, discreet, and deeply familiar with both the letter and spirit of the law. If you’re unsure about what to do with a firearm, give us a call . We’ll handle it the right way, every time. By: Drew Gun Buyer | St. Louis, MO | MDRF Enterprises https://www.mdrfenterprises.com

When Firearms Appear in an Estate When a loved one passes away, their personal property becomes part of the estate. Jewelry, vehicles, and household items are usually straightforward. Firearms are not. Firearms are regulated by both federal and state law. That means transferring, storing, or selling them, even with good intentions, can lead to serious legal problems if not handled properly. Whether you are an heir, executor, attorney, or estate buyer, inherited guns require a different level of care and compliance. What Heirs and Families Need to Know If you are inheriting firearms, the rules vary depending on where you live and whether the transfer crosses state lines. Here is what federal law allows: Guns can pass directly to a lawful heir by will or inheritance, even across state lines. An FFL is not required for the transfer itself, as long as the heir is legally allowed to possess firearms. The firearm cannot be shipped directly to the heir. It must be transferred through an FFL in their state, or picked up in person. 🔗 For guidance on shipping estate guns legally, read our shipping guide . Close up of Vintage Gun on Wooden Table What Professionals Must Handle Differently If you are not the heir, such as an estate buyer, liquidator, fiduciary, or real estate agent, the rules are different. You must: Use a licensed dealer (FFL) to facilitate any firearm transfer. Avoid moving, selling, or storing firearms without legal authority. Follow ATF regulations for any NFA-regulated items, such as suppressors or short-barreled rifles. Ensure firearms are not transferred to prohibited persons. Failure to comply can result in fines, loss of licensure, or criminal charges. 🔗 For more on FFL versus auction options, read this comparison . Fair Market Value vs. Marketable Cash Value At MDRF Enterprises, we use two types of valuation to help families and professionals understand what inherited firearms are worth: Fair Market Value (FMV):  The estimated price a firearm would sell for in a typical market, based on GunBroker listings with bids and Sold at Auction data. Marketable Cash Value (MCV):  What you would likely walk away with if selling the firearm quickly, usually 25 to 30 percent below FMV. This distinction is important for probate filings, IRS documentation, and when deciding whether to sell or keep the guns. 🔗 Want to understand this better? Read: What’s My Gun Really Worth ? Legal Disposal Options: What If You Don’t Want to Keep Them? Not everyone wants to keep inherited firearms. If you are uncomfortable with guns or simply need to clear the estate, here are your legal options: Sell to a Licensed Dealer (FFL): Get a cash offer or consignment sale. The dealer will handle all background checks and ATF paperwork. Transfer to Another Family Member: Must be done through a licensed dealer if not part of direct inheritance. Surrender to Law Enforcement : Call ahead. Do not walk into a station with a gun unannounced. Donate to a Museum or Historical Collection: A good option for rare, vintage, or collectible firearms. Do Not Attempt to Destroy Them Yourself: The ATF has specific rules for destruction. Improper disposal can be illegal. Keep a Record of Everything: Always get written documentation for any sale, transfer, surrender, or donation. Keep copies for your own protection. Common Mistakes to Avoid Even well-meaning families and professionals make errors that cause long-term problems: Listing estate guns for sale online without using a dealer. Moving guns across state lines without ATF clearance. Transferring to someone who is legally prohibited from owning a firearm. Using auction houses that do not understand firearm regulations. Leaving guns unsecured in an unoccupied property. Failing to check if any guns are NFA-regulated, such as suppressors. 🔗 If you are not sure what counts as an NFA firearm, read our Firearms FAQ. Real Risks of Mishandling Guns One topic often overlooked is the potential criminal liability. Inheriting a gun may feel like a family matter, but from a legal standpoint, it’s a transfer of ownership. In some cases, that transfer could be illegal if: The recipient is prohibited from owning firearms (e.g., due to criminal history or mental health status) The firearm is classified as a National Firearms Act (NFA) item, such as a short barreled rifle or suppressor Unlawful possession or transfer Violations of ATF or State regulations There is no record or documentation of lawful transfer As American College of Trust and Estate Counsel ( ACTEC) legal experts emphasized, even a well meaning mistake, like holding on to a restricted firearm, can expose families to legal risk. That’s why it’s crucial to not delay. If you’re unsure what’s in the home, a simple inventory and professional review can make all the difference. When to Call a Professional FFL At MDRF Enterprises, we help with: On-site inspection and safe removal Written appraisals for probate or insurance Legal transfers to heirs or buyers Consignment or direct purchase offers Secure storage while the estate is settled We serve Saint Louis and surrounding areas with licensed, discreet, and fully compliant estate services. Final Thoughts Firearms in an estate can feel like a burden. But with the right guidance, they do not have to be a problem. Whether you are trying to keep, sell, or surrender inherited firearms, MDRF Enterprises can help you do it legally, safely, and with confidence. “If you’re unsure where to begin, our Firearm FAQ answers the most common questions about legal transfers, appraisals, and storage." 📞 Schedule a consultation today 📍 6414A Hampt on Ave, Suite #11, Saint Louis, MO 63109 📞 (314) 397-0942 📩 drew@mdrfenterprises.com

Introduction: In Missouri, it's not uncommon for individuals to leave behind firearms as part of their estate. Funeral directors often find themselves in situations where guidance is essential in addressing these matters properly. Understanding the implications of handling firearms during the estate process is crucial for both the funeral directors and the families they serve. Understanding Missouri's Legal Framework Firearms are regarded as personal property. When a person passes away, these items become part of their estate. The responsibility for these items typically falls to the executor or administrator . They must ensure that firearms are handled in accordance with state and federal laws. In such cases, it is vital for the executor to understand the legal framework surrounding firearms. They must be aware of the specific laws that govern the transfer or disposal of firearms in Missouri. This knowledge protects them and ensures compliance with regulations. Common Challenges Encountered Several common scenarios may arise when a firearm is included in an estate: Unsecured Firearms: Funeral directors often encounter unsecured firearms discovered in the decedent's home. Family Uncertainty: Family members may be unsure about the legal procedures for firearm inheritance or disposal. Out-of-State Heirs: Heirs residing out of state may face challenges in legally transferring ownership of firearms . These situations can create confusion and potential legal issues. Understanding these challenges is paramount for funeral directors in addressing the needs of families during this sensitive time. Funeral Director Best Practices for Funeral Directors Funeral directors play a crucial role in managing estates that involve firearms. Here are some best practices to keep in mind: Avoid Direct Handling: Unless legally authorized, refrain from taking possession of firearms. This avoids any potential legal complications. Inform the Executor: Advise the estate's executor or administrator about the presence of firearms. It is essential to emphasize the importance of legal compliance in handling these items. Recommend Professional Assistance: Suggest contacting a licensed firearms dealer (FFL) experienced in estate matters . They can effectively manage the transfer or disposal process. Resources Available Licensed firearms dealers in Missouri can provide numerous valuable services, including: Secure Removal and Storage: Ensuring firearms are securely removed and stored to prevent unauthorized access. Legal Guidance: Providing guidance on legal transfer procedures to ensure compliance with federal and state laws. Appraisals for Estate Valuation: Assisting with appraisals for estate valuation purposes, which can help establish the fair market value of the firearms. Navigating Legal Compliance Navigating the legal landscape of firearm ownership in estates can be daunting. Family members often have many questions regarding their responsibilities and options . MDRF Enterprises can shed light on various services available to help families and funeral directors manage these issues effectively. Our expertise can simplify the process for families, ensuring everyone’s safety and compliance with legal obligations. Conclusion Addressing firearms in estates requires careful consideration to ensure legal compliance and the safety of all parties involved. Funeral directors play a pivotal role in guiding families during these times. By following best practices and recommending professional assistance when necessary, funeral directors can significantly ease the burden on families. Collaboration with professionals specializing in firearm estate matters ensures a smooth process for everyone involved. By: Drew